Does Texas Medicaid pay for a generator, only 4 of the 6 home care waivers say yes

Texas Medicaid can cover a backup generator through the Medically Dependent Children Program and STAR Plus home and community based services, but 2 of the 6 home and community based waivers Texas runs do not allow one at all, and the dollar limits range from 4,000 dollars a year to a 10,000 dollar lifetime cap depending on which waiver a member is enrolled in.

1,800,000,0004dollars Texas committed to a separate Backup Power Package that funds generators for nursing homes and other facilities, not individual homes on a Medicaid waiver
21of the 6 Texas home and community based Medicaid waivers that do not allow a generator to be purchased at all
10,0001maximum dollars a year a STAR Plus member can get toward a generator and every other adaptive aid combined

Does Texas Medicaid pay for a generator

Does Texas Medicaid pay for a generator. The answer is yes, but only through 4 of the 6 home and community based services waivers Texas runs, programs that pay for long term care delivered at home instead of in a facility. The Medically Dependent Children Program, MDCP, and STAR Plus home and community based services cover a generator as an adaptive aid, a device Medicaid buys to help a member manage a medical condition at home. 2 more waivers cover a generator only as a minor home modification, a different Medicaid benefit for physical changes made to a home, and 2 waivers do not cover one at all.

STAR Plus lets a member get up to 10,000 dollars a year for a generator and other adaptive aids combined. MDCP caps adaptive aid spending at 4,000 dollars a year, and a generator is not on the printed example list the state gives health plans. The Texas Health and Human Services Commission, the agency that runs Medicaid, told health plans in a clarification memo dated February 18, 2021, that a generator may be approved case by case, only after other resources are used up.

Texas Medicaid generator dollar limit by waiverAnnual limitLifetime limit
0400080001200010,000STAR Plus4,000MDCP10,000CLASS10,000DBMDdollars

The STAR Plus and MDCP figures renew every year. The CLASS and DBMD figures are a lifetime cap, not a yearly one, so they are not directly comparable to the annual figures in this chart.

Source 1.

Show the numbers
STAR Plus10,000
MDCP4,000
CLASS10,000
DBMD10,000

Why 2 Texas Medicaid waivers do not cover a generator at all

A guidance memo the commission sent to health plans states plainly that the Home and Community based Services waiver and the Texas Home Living waiver do not allow the purchase of a generator or a back up generator. That exclusion appears only in the guidance written for insurers, not in any public summary written for families this review found. 2 more waivers, Community Living Assistance and Support Services and Deaf Blind with Multiple Disabilities, cover a gas powered generator only as a minor home modification, capped at 10,000 dollars for life, plus 300 dollars a year for repairs after the first year.

How many Texas Medicaid children can actually get this benefit

MDCP reaches a narrow slice of Texas Medicaid children. Statewide, 162,000 children are enrolled in STAR Kids, the Medicaid managed care program for children with disabilities, and only 5,500 of them, about 3%, are in MDCP, according to UnitedHealthcare Community and State, a health plan that runs the program. UnitedHealthcare names a portable generator as an example of a covered adaptive aid on its own program page, evidence the benefit is real, not only a technicality.

Children enrolled in MDCP out of all Texas STAR Kids enrollment
Children enrolled in MDCP5,500Other children enrolled in STAR Kids156,500050000100000150000children

STAR Kids is the Texas Medicaid managed care program for children with disabilities. The 156,500 figure is calculated by this publication, 162,000 minus 5,500, not a number source 5 states directly.

Source 5.

Show the numbers
Children enrolled in MDCP5,500
Other children enrolled in STAR Kids156,500

How the Medicaid benefit compares with the new facility program

Texas approved a separate 1,800,000,000 dollar Backup Power Package in 2025 for generators, batteries and solar power at nursing homes and hospitals, not homes on a Medicaid waiver. The program follows Winter Storm Uri in February 2021, when 578 of the 1,212 nursing homes in Texas reported an incident. A 2025 study in the Journal of the American Medical Association ties the resulting outages to about 11 to 12 excess deaths at every affected nursing home.

Texas nursing homes affected by Winter Storm Uri, February 2021
Nursing homes reporting an incident578Nursing homes that lost power entirely139Nursing homes that had to boil water32703006009001200nursing homes

Texas had 1,212 nursing homes when Winter Storm Uri hit in February 2021.

Source 4.

Show the numbers
Nursing homes reporting an incident578
Nursing homes that lost power entirely139
Nursing homes that had to boil water327

Ana Hernandez, a Texas state representative on the advisory committee for the new program, says the spending was overdue.

The extreme weather events that crippled Texas in recent years made it clear this investment was overdue.

Ana Hernandez, Texas state representative, Texas Backup Power Package Advisory Committee. Source 4.

Andrea Earl, associate state director at AARP Texas, explains the risk cold weather poses to older adults who lose power.

In extreme cold, your blood starts to thicken, especially if you're older, and that increases the risk of blood clots.

Andrea Earl, associate state director, AARP Texas. Source 4.

What a Texas Medicaid family should do next

A family deciding whether to apply should ask by waiver name, not program name. STAR Plus and MDCP members can ask their health plan about the adaptive aid dollar limit that applies to them. A member in Home and Community based Services or Texas Home Living cannot get a generator through Medicaid at all, and a member in the 2 minor home modification waivers should ask about that benefit instead, since the dollar cap is different.

Sources

  1. Medicaid Coverage of Generators. Texas Health and Human Services Commission, via the Governor's Committee on People with Disabilities document library. Accessed 2026-09-16.
  2. TX Medically Dependent Children Program, MDCP, Waiver, 0181.R07.00. Medicaid.gov, Centers for Medicare and Medicaid Services. Accessed 2026-09-16.
  3. Medically Dependent Children Program, MDCP. Navigate Life Texas, a project of Texas Health and Human Services Commission. Accessed 2026-09-16.
  4. Texas Energy Reform Aims to Safeguard Older Adults During Extreme Weather. Governing. Published 2025-10-20. Accessed 2026-09-16.
  5. Medically Dependent Children Program, Texas profile. UnitedHealthcare Community and State. Published 2022-11-14. Accessed 2026-09-16.

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